Stessa is a well-built tool — for American landlords. It tracks Schedule E, reports in USD, and relies on US bank feeds. If you're filing a T776 with the CRA, it's not built for you.
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Stessa is designed around the IRS Schedule E — the US rental income tax form. Its expense categories, its reporting, and its bank feed integrations are all built for the American market. Canadian landlords can enter figures manually, but the tool won't map expenses to CRA T776 line numbers, detect Interac e-transfers, use Canadian semi-annual mortgage compounding, or report in CAD.
That's not a knock on Stessa — it's just built for a different country. Estate Ledger was built for yours.
| Feature | Stessa | Estate Ledger |
|---|---|---|
| Currency | USD | CAD |
| Tax form | IRS Schedule E | CRA T776 |
| Expense line mapping | US categories | T776 line numbers |
| Interac e-transfer detection | No | Yes |
| Mortgage compounding | Monthly (US standard) | Semi-annual (Canadian law) |
| Data stored in Canada | No | Yes |
| Built for Canadian landlords | No | Yes |
Estate Ledger was built Canadian from day one — not retrofitted for the CRA after the fact.
60-day free trial. No credit card. We'll help you get set up — data import included.
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